Through conversation and collaboration, we follow a step-by-step planning process aimed at helping you live the best life possible with the money you have.
Bill Losey, CFP® is a retirement specialist of over 30 years, having earned national recognition and acclaim through popular media appearances and published content. He works with a small circle of private clients from coast to coast to deliver an all-encompassing retirement income, investing and portfolio management service.
Isn’t it time you met Bill?
“People seek me out because they want a safe and relaxed environment to make smart financial decisions with no pressure to buy particular products. What they get are solutions to reduce and eliminate stress, an understanding of the advantages and disadvantages of various options, and improved clarity and confidence.”
It isn’t always 62 or 65, and it isn’t necessarily the same year you start collecting Social Security—in fact, it could be today. We take a broader look at your goals and your resources to determine what has to happen financially for you to make work optional. Learn more
Some say you need 70-80% of your pre-retirement income to live comfortably in retirement, but it all depends on what kind of lifestyle you want. Through what we call The Science of Successful Investing, we weigh all relevant factors and apply a clear methodology to build an investment portfolio around your goals. Learn more
Your investment risk profile changes as you approach retirement, but overall it’s about balancing the growth you need to meet your goals with the strategies that will help minimize the potential for loss. Learn more
The 4% rule of thumb is one place to start, but answering this question starts with an understanding of how savings, income, Social Security and health status can all contribute to the longevity of wealth. Especially for women, retirement can be a decades-long journey, so it’s essential to have a strategic plan in place to make your money last. Learn more
The Safe Money Benchmark Strategy™ is a unique process that helps preserve your core retirement savings, while harvesting investment growth in order to generate predictable income. Learn more
BLRS takes a comprehensive approach to assess your income sources and retirement accounts for tax-saving opportunities. With tax loss harvesting and other tactics, you can keep more of what you earn. Learn more
Sometimes a change of residence is the best way to make work optional, and other times it’s an unnecessary step that can be avoided with intelligent income and investing strategies. Learn more
Depending on a number of factors, claiming Social Security too early can leave tens of thousands of dollars on the table. Since each individual’s situation is different, we complete a thorough analysis to help you maximize your lifetime benefit. Learn more
Everyone needs a strategy to protect and control their assets in the event of a change in health status. BLRS consults with a long-term care strategist and can coordinate with your attorney to design a strategy that works for you. Learn more
Retirement planning is about building financial independence, not just wealth. This entails asset protection, predictable income, and a well-balanced portfolio. BLRS provides a simple, systematic approach to crafting your financial independence strategy. Learn more
You get a personalized portfolio with a methodical investment process, so that you can avoid emotion-driven decisions and invest confidently for retirement.
With the Safe Money Benchmark Strategy™, you get a predictable and sustainable retirement income stream that aligns with your values and lifestyle.
The BLRS approach is future-focused. You get what-if scenarios, unbiased advice, and clear answers to key questions about outliving your partner.
With advanced risk analysis and smart asset allocation, you can mitigate the cost of investing, minimize the potential for loss and manage your wealth more efficiently.
You get a relationship that brings order to your financial life. With one-page action plans, proactive communication, and ongoing accessibility and availability, you can gain the time and the financial freedom to have more fun with family and friends.
After a review of your 401(k), 403(b), 457 plan, Tax-Sheltered Annuity (TSA) or pension plan, you get a comparison of all options available to you and, if applicable, a guided process to roll over your capital to an IRA.
After 30+ years, the biggest retirement missteps seem to be as common as they are avoidable. So we wrote them down.
Download: The 10 Biggest Retirement Mistakes People Make and How to Avoid Them
If you would also like a free Retirement Readiness kit mailed to you, please submit the form below.
